Paytm Share Price Tanks 10% – Why Fintech Stock is Falling Today?
Paytm Share Price Tanks 10% – Why Fintech Stock is Falling Today?
Paytm Share Price Today: June 12, 2025 ko Paytm investors ko ek bada jhatka laga jab stock 10% tak gir gaya. Ye fall aayi Ministry of Finance ke ek clarification ke baad, jisme unhone clear kiya ki UPI transactions par MDR charge lagane ka koi plan nahi hai.
What Happened Exactly?
Pichhle kuch dino se media reports claim kar rahe the ki ₹3000 ya usse zyada ke UPI transactions par MDR (Merchant Discount Rate) lagaya ja sakta hai. Is speculation ke baad fintech stocks mein panic selling shuru ho gayi, aur Paytm sabse zyada impact hua.
Lekin kal raat (11 June) Ministry of Finance ne X (Twitter) par ek post mein ye saaf kar diya ki:
“Govt has no plan to impose MDR on UPI payments. Aisi reports baseless aur misleading hain jo unnecessary fear create karti hain.”
Paytm Share Price Performance Today
- Stock ne ₹960.45 ke previous close ke mukable ₹913.05 par gap down open kiya.
- Early trade mein ₹864.40 ka low touch kiya — approx 10% down.
- 10 AM par stock ₹886 per trade kar raha tha, 7.8% down.
- Lagbhag 8.06 crore shares ka high volume trade hua.
Ye third consecutive trading session hai jab Paytm stock gir raha hai. Technically, stock 50-day, 100-day, and 200-day moving averages ke upar hai, lekin 5-day and 20-day average ke neeche chala gaya hai.
MDR Kya Hota Hai?
Merchant Discount Rate (MDR) ek charge hota hai jo banks ya payment providers merchants se lete hain jab customers digital payment karte hain. For example, jab customer UPI, debit card, ya wallet se payment karta hai to MDR bank ka commission hota hai.
Lekin UPI ko promote karne ke liye government ne MDR ko waive kiya tha. Ab agar MDR wapas lagta, toh merchants cost ko avoid karne ke liye UPI acceptance kam kar dete — aur Paytm jaise platforms ka usage impact hota.
Why Are Paytm Investors Worried?
Paytm ka major revenue model merchant payments, digital financial services aur UPI based solutions par depend karta hai. Agar MDR lagta toh usage drop ho sakta tha, aur Paytm ka revenue potential hurt hota. Isliye MDR wali afwah ne stock ko hard hit kiya.
Clarification ke baad thoda confidence wapas aaya hai, lekin is incident ne dikhaya ki news-driven speculation fintech stocks ko kaafi impact kar sakti hai.
Should You Buy or Sell Paytm Stock?
Disclaimer: Ye article sirf educational purpose ke liye hai, investment advice nahi hai. Agar aap Paytm stock mein invest karna chahte ho toh proper research karein — jaise company fundamentals, quarterly earnings, aur future business plans.
Fintech sector high-growth space hai, lekin isme regulatory risk bhi hamesha hota hai. Long-term investors ko patience rakhna padta hai aur news noise se panic nahi karna chahiye.
Conclusion
Paytm ka stock 10% tak crash kar gaya because of false media reports related to MDR charges on UPI. Govt ne timely clarification diya, lekin short-term investors ko loss ho gaya. Is incident ne ek important lesson diya hai: speculative news par react karne se pehle sahi confirmation ka wait karo.
Fintech aur digital payment space grow kar raha hai, lekin aise sectors mein volatility high hoti hai. Invest karo lekin smartly — with analysis, not emotions.